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Personal Lines

Motorcycle Insurance

Specialized coverage built for riders — protecting you, your bike, and your gear on every ride.

Coverage Built for Riders

Motorcycle insurance isn't just auto insurance for a two-wheeled vehicle. Riders face unique risks on the road, and your policy should reflect that. From custom parts to riding gear to roadside assistance, the right motorcycle policy covers what matters to you.

Wheatland Insurance Group works with carriers that specialize in motorcycle coverage, so you get a policy designed for riders — not a one-size-fits-all auto policy with a different label.

What Motorcycle Insurance Covers

Liability Coverage

Covers bodily injury and property damage you cause to others in an at-fault accident. Required in Illinois.

Collision Coverage

Pays to repair or replace your motorcycle after a collision with another vehicle or object.

Comprehensive Coverage

Covers theft, vandalism, fire, weather damage, and other non-collision losses to your bike.

Riding Gear Coverage

Covers your helmet, jacket, gloves, boots, and other riding gear if damaged in a covered accident.

Custom Parts & Equipment

Protects aftermarket accessories, custom paint, and modifications that add value beyond the stock bike.

Roadside Assistance

Provides towing, fuel delivery, and other emergency services if you're stranded on the road.

Why Work With Wheatland?

Rider-Focused Carriers

We work with insurers who specialize in motorcycle coverage and understand the needs of riders.

Custom Bike Coverage

We make sure your aftermarket parts and custom modifications are properly covered.

Seasonal Flexibility

We can help you find policies with lay-up options for the off-season to save money when you're not riding.

Competitive Rates

We shop multiple carriers to find you the best rate for the coverage you need.

Ready to Ride with Confidence?

Contact us today for a motorcycle insurance quote tailored to your bike, your riding style, and your budget.