Personal Lines
Home Insurance
Protect your most valuable asset with comprehensive homeowners coverage tailored to your property and lifestyle.
Your Home Deserves the Best Protection
Your home is likely the largest investment you'll ever make. A standard homeowners policy protects the structure, your belongings, and your liability — but not all policies are created equal.
Wheatland Insurance Group works with multiple carriers to make sure your home is covered at the right value, with the right endorsements, at a competitive price. We review your policy carefully so there are no surprises at claim time.
What Home Insurance Covers
Dwelling Coverage
Pays to repair or rebuild your home's structure if it's damaged by a covered peril such as fire, wind, hail, or lightning.
Personal Property
Covers your furniture, electronics, clothing, and other belongings if they're stolen or damaged by a covered event.
Personal Liability
Protects you if someone is injured on your property or you accidentally damage someone else's property.
Additional Living Expenses
Pays for temporary housing and living costs if your home becomes uninhabitable due to a covered loss.
Other Structures
Covers detached garages, fences, sheds, and other structures on your property.
Medical Payments
Covers minor medical expenses for guests injured on your property, regardless of fault.
Why Work With Wheatland?
Replacement Cost Coverage
We make sure your home is insured for what it would actually cost to rebuild — not just its market value.
Endorsement Review
We identify gaps like sewer backup, jewelry riders, or home business coverage that standard policies often miss.
Carrier Comparison
We shop multiple top-rated carriers to find you the best combination of coverage and price.
Claims Support
When you have a claim, we advocate on your behalf to make sure you receive a fair and timely settlement.
Ready to Protect Your Home?
Contact us today for a home insurance review. We'll make sure your coverage is complete and your premium is competitive.